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workers' compensation insurance

AGC, in partnership with SAIF, offers an innovative program designed exclusively for construction companies.

Our program provides a winning combination of competitive rates, consistent performance, and construction industry expertise.


Introducing our new premium volume discount product: AGC PVD!

Since 1991, AGC and SAIF have partnered to provide a workers’ comp product designed exclusively for construction companies that created safer workplaces, saved lives, and saved money. Starting on October 1, 2024, the AGC/SAIF product is changing from a group retrospectively rated plan to a group guaranteed cost product plan with an OGSERP (Oregon Group Supplemental Experience Rating Program) discount and a special premium volume AGC group discount.

As an AGC Oregon-Columbia Chapter member, you could qualify for one of two plans:

Group Discount Plan

(Includes the up-front OGSERP discount and the AGC premium volume discount)

Eligibility criteria for the group discount plan remain the same as our previous program. If you currently participate in our group retro program and meet the underwriting eligibility criteria, you qualify for the OGSERP quote in addition to the AGC premium volume discount.

That’s two discounts in one plan!

Group Services Plan

(Includes the premium volume discount)

If you’re in AGC group services (have a SAIF policy but are not participating in the AGC/SAIF OGSERP group because you don’t meet the underwriting criteria but still have construction principal class), you will also receive the AGC premium volume discount.

You’ll find our new premium volume discount is a better option for your business, because a guaranteed discount provides stability and makes it easier to determine total cost year over year.

Your agent can help determine if our plans are right for you. If you currently participate in the AGC/SAIF group plans and continue to meet the group eligibility criteria, you will get a renewal quote for the new plan.

Our redesigned SAIF partnership (Oct. 1, 2024)

  • Upfront discount for those in our workers’ comp = 8% (OGSERP)
  • Additional discount for AGC contractors participating in a SAIF program
man in safety vest on laptop

Safety Services for AGC/SAIF Program Participants

Eight safety professionals located across the state that provide a wealth of expertise in safety and health related services unequaled in the construction industry.

  • General consultation
  • Site safety survey
  • Technical expertise
  • Accident prevention
  • Program and policy development
  • Training
  • Incident investigation support
  • Cultural shift through continuous improvement
  • Maximizing your safety investment
  • Certified industrial hygienist supports members and their employees with:
    • Noise
    • Silica
    • Lead
    • Asbestos
    • Chemical and coating exposures
    • Welding fume exposures

for questions about this program, contact:

AGC Oregon-Columbia Chapter: Alden Strealy, 971-412-8746

Quotes: Contact your agent, an approved SAIF agent, or a SAIF direct writer

Become a Member

Experience the many benefits of membership with AGC…contact us today!